

15 Year Fixed Rate Zero Points 
20 Year Fixed Rate Zero Points 
30 Year Fixed Rate Zero Points 
Rates last updated on Thursday, April 28, 2016

15 Year Fixed Rate Zero Points
Term: 15 years
Maximum Amount: $417,000



This loan will amortize over a period of 15 years (180 months) at a fixed, or level payment of principal and interest for the life of the loan. Your monthly principal and interest payment based on a loan amount of $100,000 for 15 years is $690.58.


20 Year Fixed Rate Zero Points
Term: 20 years
Maximum Amount: $417,000

Rates  APR  Points 

3.5%  3.787%  0% 


This loan will amortize over a period of 20 years (240 months) at a fixed, or level payment of principal and interest for the life of the loan. Your monthly principal and interest payment based on a loan amount of $100,000 for 20 years is $592.89.


30 Year Fixed Rate Zero Points
Term: 30 years
Maximum Amount: $417,000

Rates  APR  Points 

3.75%  3.958%  0% 


This loan will amortize over a period of 30 years (360 months) at a fixed, or level payment of principal and interest for the life of the loan. Your monthly principal and interest payment based on a loan amount of $100,000 for 30 years is $447.42.



Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $417,000 for the contiguous states, District of Columbia, and Puerto Rico or below $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $100,000 with closing costs of $2,500. Jumbo Loans (whose maximum loan amount exceed $417,000 for the contiguous states, District of Columbia, and Puerto Rico or exceed $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $500,000 with closing costs of $5,000. Your actual APR may be different depending upon these factors.
